Devine Millimet represents national banks, state-chartered banks, credit unions, mortgage lenders and servicers, credit card companies, and automobile finance companies in federal, bankruptcy, and state courts throughout New England. Consumer finance presents a frequently shifting landscape due to changing legislation, regulation, and legal interpretation. Devine Millimet has a vast array of experience representing financial institutions in virtually every kind of litigation, and our experience encompasses compliance with federal and state laws and regulations, unfair and deceptive acts and practices claims, challenges to fees, interest rates and other contract terms, redlining and other discrimination issues, property preservation, force-placed and other insurance, and privacy and data security matters, among others. We further advise our clients related to issues and claims involving federal and state laws such as:
- Electronic Funds Transfer Act (EFTA)
- Equal Credit Opportunity Act (ECOA)
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Home Ownership and Equity Protection Act (HOEPA)
- Home Owners’ Loan Act
- National Bank Act
- Real Estate Settlement Procedures Act (RESPA)
- Servicemembers Civil Relief Act (SCRA)
- Telephone Consumer Protection Act (TCPA)
- Unfair and Deceptive Acts and Practices Claims
- Truth in Lending Act (TILA)
- Truth in Savings Act (TISA)
We understand the importance of performing a cost-benefit analysis with each litigation matter, and our attorneys are prepared to zealously advocate and defend our clients in litigation.
We Can Help You
Contact us today to learn more about how the attorneys at Devine Millimet can help you with your legal needs.